helps to create
More and more banks issue plastic cards with cashback. How to make the right choice?
In the wake of the consumer boom, banks are increasingly offering customers plastic cards with a cashback function, which provides for a return of 0.5–3% of the amount of purchases paid by the card. Such credit cards appeared in the United States in the 1980s, but reached Russia only in 2007. Now, cards with cashback are issued by two dozen banks, including regional ones, and the maximum percentage of return can be obtained not only with premium cards. Two-thirds of credit cards are credit, the rest are debit or settlement cards with interest on the balance. Forbes figured out whether it is profitable for customers to get such a bank card. Continue reading
How and in what are young people who grew up in the digital age ready to invest
Without irony, a woman who seeks to change the world of financial services gives us an interview in a conference room named after her by Warren Buffet, who does not trust new technologies. She lists applications that have changed the way she communicates with the world for her generation: Uber for transport, Tinder for dates, and even Washio for laundry and dry cleaning. “By pressing the buttons on our phones, we can do whatever we need when we feel comfortable,” says a thirty-year-old New Yorker with a name more suitable for an eighty-year-old baroness. Continue reading
More than a quarter of Russians find it difficult to figure out how to use borrowed funds, as evidenced by the results of a nationwide survey of the NAFI analytical center. 18% of respondents have difficulties with loans and another 10% with microloans. And the most difficult to understand financial services are investment: about 41% of respondents believe that they are the most difficult to understand. Insurance, bank deposits and deposits, as well as bank cards can be called the services most understandable to the population: only 8%, 7% and 4% of respondents noted difficulties with them, respectively. Continue reading