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Cards under control

I used to have cards, not just one, but several banks. At that time, he was still not a writer, but he worked as an operative, and therefore he understood how it was possible to find out a lot about the person thanks to the cards: where and when he paid, what he bought, the ATM used to withdraw cash. Even by credit card number it’s easy to identify the owner and set his move. Now I no longer serve in the police, but I still have friends there with whom I communicate. They say that now it’s even easier to find out, thanks to the fact that there are more technical capabilities. Previously, not every place had a computer, but now digital signatures and tolerances have appeared.

Even by credit card number it’s easy to identify the owner and set his move.
Naturally, all this can be done only with the sanction of the management or the court, if a person is under development, a criminal case has been instituted against him. Just to see what your friend buys will not work. Of course, most people have no problem with the cards: everyone uses them and does not think that someone is following them. If a person does not break the law and does not evade surveillance, then he has nothing to worry about. I understand this, but I can’t get rid of my experience.

Years of ships
I had an incident with one bank. I live in St. Petersburg, rested in a summer house in the Vologda Oblast, and then went to a sanatorium in Anapa. The bank card was just in my wallet, I didn’t use it, and at that time 17 thousand rubles were debited from it. SMS notifications were not connected to me, and I found this only when I returned home. As it turned out, someone forged plastic and recognized a PIN code. I found out at the bank that the withdrawal took place in St. Petersburg, they even called me the specific address of the ATM. Instead of the promised two weeks, the bank’s security service was sorted out for about three months, and then they sent me a reply: since the PIN code was entered correctly and there is no doubt that the card was mine, the bank does not bear responsibility and will not return the money.

They told me in the face of an unassailable and law-abiding citizen that I had withdrawn the money myself and now I want the bank to return it to me.
I appealed to the court, but this also does not happen quickly: first, the appeal is considered, and after some time a court session is scheduled. The amount is small, and my case went to the magistrate’s court at the location of the bank’s office, in the area that was not very convenient for me, where I had to go. A bank representative who defended his organization in every way went to court, and this was unpleasant. They told me in the face of an unassailable and law-abiding citizen that I had withdrawn the money myself and now I want the bank to return it to me. And only nine months after six hearings, the court ruled to satisfy my claim. I also wrote a statement for compensation for non-pecuniary damage, but the court made a partial decision on it, they returned not ten thousand rubles, but five.

The bank decided to appeal the decision, the case was transferred to the district court – and it all started again. Again tell, show, show evidence. They asked me where I was at that time, what I was doing. Fortunately, I still had tickets and other evidence that I was not in the city. After about six months, the district court upheld the decision of the magistrate’s court – the bank had to return 17 thousand to me and pay compensation for moral damage. I received the money only after a year and a half.

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